I had been working for a local concrete company for six years, and although I had jumped up a few notches in the company I was not where I wanted to be. I basically ran three crews and trained all of the new guys, all while my boss and the owner enjoyed the AC in their trucks and drove around running personal errands half the day. About two months ago, I ran into Rick, a buddy of mine who started up his own roofing company, and he said he was in the same boat as me. He was tired of busting his hump making these other guys money so he started his own company and was raking in the dough. I met up with him a few times and he walked me through the process, and a week later I approached my boss and the owner and gave them an ultimatum; either they paid me a lot more money, or I leave and start my own business. Although I explained to them it was a move I had to make, they became a little upset with me and stuck their hands out and told me good luck and to get out of their office. I was a little shocked at their reaction because I’d been there for six years, but I think they knew I could do it on my own and feared the day I realized it. My friend and I set everything up, and I was ready to roll except for my benefits package. I covered health insurance for my employees, but I wanted to provide myself with everything available so life insurance was a must. I asked Rick about it, and even though he said he was a little green on the subject too, he went to this life insurance website that answered all of his questions and even set him up with his plan. That night I went and checked it out, and I have to say he was right. I walked in knowing nothing about it, and after reading the home page and the directory I felt confident I could choose the best plan for my situation. I submitted my info on the form, and the next day a lady contacted me with all of my options, and we sealed the deal right then and there. We start our first job next Monday, and even though my first round of hiring has been stressful, at least I know my insurance needs are over with!

I knew I was going to go bald at some point, but wasn’t exactly ready for it to actually happen. Both of my grandfathers are bald and my Dad’s nickname is “cueball”, and it has nothing to do with his talent at playing pool. I always accepted it and thought, “Well hey, when it happens it happens. There’s really nothing I can do about it, except for investing in more shaving cream and razor blades.” I turned 24 in September, so I guess I made it pretty far, but my hairline is receding faster than a defeated army and I am not happy with what I see. I’m not really the one to lay down to a challenge, so instead of accepting my hair loss like I had planned I hopped on the internet and decided to at least put up a fight. I floated around a little bit, but then I came across a hair loss treatment website that sounded like they knew what they were talking about. Although my family is full of bald people, I never did any research on the causes and cures, so I went to their sitemap on hair loss and there was around 100 articles on all types of reasons for and treatments of hair loss. I read up and decided to take the next step, so I filled out the form and was contacted by a hair replacement specialist shortly after with a plan to give me a full head of hair again. I always though it wouldn’t be that big of a deal when my hair began falling out, but after setting up a hair replacement treatment program I really have nothing to worry about now.